Unlock Opportunities
Educate Yourself in Personal, Business Credit, and Real Estate
Tools for Your Learning
AVAILABLE COURSE
How to Negotiate a Debt Settlement Yourself
Learn to take control of their financial future by mastering the art of negotiating debt settlements.
Module 1
Understanding Debt
Understand the multifaceted nature of debt, the mechanisms of debt collection and its impact on individuals.
Module 2
Preparing for Negotiation
Set clear negotiation goals and assess your financial situation thoroughly for a favorable outcome.
Module 3
The Negotiation Process
By following these strategies, you can navigate the negotiation process effectively, leading to a mutually beneficial outcome.
Module 4
Post Negotiation
This module equips you with the knowledge and strategies needed to regain financial stability and prepare for a brighter financial future.
Juan A.
Working with J. Whit on credit repair and debt negotiation was a game-changer in my journey to home ownership. His expertise not only helped negotiate an astounding reduction of nearly $80,000 in debt but also empowered me with invaluable financial insights. Within just seven months of partnering with J, his strategic guidance and profound understanding of the intricacies of credit and real estate ensured I secured the best deal for my new home. J.’s unparalleled service comes highly recommended for anyone looking to navigate the complex world of credit and home purchasing with confidence and success!! Thanks for everything, J!!!
L. Finch
I was in foreclosure with tons of issues attached to it. I had been told by other Realtors etc "You can't be helped and your gonna lose your home".. I was in a fight that was over my head and on top of that my health was not good so I needed to get that burden off my shoulders- and J. Whit did that for me "lifted my burden”. He remained so kind, calm and collected even when I was not! He is a credit to his field and I highly recommend J. Whit to anyone for their real estate needs.
Jalen W.
Whit has been life changing for me since I graduated college. When I first got in credit troubles after moving across country, he helped me eliminate all my credit card debt. Then when I got laid off right after covid, he helped me get back on track and live a debt free life. Whit is someone I will continue to go to as I move through my adulthood; wouldn’t recommend anyone else.
Ida W.
During one of the most trying times of my life, I was blessed to have two of the most caring and loving people assist me with my home. J. Whit and Joy were attentive to both my wants and my needs. As I shared my concerns with them they listened and followed through, and I believe that listening is one of the most important ways of helping another person, no matter what the needs are. I'm very pleased with my home and very thankful for these two new friends.
Brian A.
I came to J. Whit at one of the lowest points in my life. My father was dying, the family home was upside-down, and my credit was in shambles. J. Whit and his team took a look at everything I was facing and immediately went to work. Every burden my family was facing financially and with our credit was carefully explained, worked on, and eventually alleviated. Today, we are all in a better position credit wise and financially thanks to J. Whit and his team.
Angela F.
Years ago, as a young adult, I didn’t think about the consequences of my spending habits or the consequences of keeping my credit in good standing. I accumulated debt and it eventually became overwhelming trying to figure out how I was going to pay my debt off. I had no savings and didn’t know where to start. I met with J. Whit one day, we sat down and pulled my credit report. We carefully reviewed my report and J. Whit recommended that I write down everyone on my credit report that I owed and the amount I owed them. After writing down everyone, and there was quite a few, he suggested I start by paying the smaller ones off first. As I paid the small amounts off, I started on the larger amounts. It took me quite some time to get everyone paid off, but I successfully did it and I’ve kept my credit in tact ever since.
Hannah B.
It’s been a lifelong dream to purchase my own home. Getting my credit together to qualify was a very intimidating and scary thing. I had no idea what I was doing. J. Whit helped me to not only understand credit but clear up all of my missteps in the past. I expected it to take at least 2 years but I was able to purchase my own home in less than a year! I couldn’t have done it without J. Whit! He taught me to repair & maintain a great score in a very easy to understand, way. Whit made me feel comfortable and helped me, without any judgement. He is an honest, down to earth person and I can honestly say I trust him implicitly! I highly recommend J. Whit!
Benda & Lisa
We just sold a home in Concord and we had the pleasure to work with J. Whit. He really made what could have been a stressful and difficult process as seamless as it could be. J. took the time to really listen, cares passionately about his job and his calming manner worked wonders for us. I would recommend J. Whit to anyone in need of a real professional!
Eugena C.
I reached out to J. Whit when I decided to sell my home. He worked as my consultant advising me of the steps I needed to take, as I did not have a realtor. Due to the advice he gave, I was able to sell my home in less than 3 months.
Your Education Hub
Business Credit
Benefits:
- Access to Financing
- Increased Credibility
- No Personal Liability
- Future Growth
Personal Credit
Learn how to:
- Establish Credit
- Repair Credit
- Settle Debt
- Restore Credit
Real Estate
Find out about:
- Home Ownership
- Investing
- Wholesaling
- Generational Wealth
Business Credit eBook
This comprehensive guide will teach you how to access funding, improve your financial standing, and propel your business to new heights.
Credit Repair eBook
This eBook is your essential resource for achieving a higher credit score and securing your financial future.
Debt Settlement eBook
Filled with information on how to address your debt, communicate and negotiate with debt collectors respectfully.
Debt Settlement Workbook
Perfect company to the ebook. Fillable pages to keep you motivated and engaged throughout the process.
Debt Settlement Bundle
With the eBook and workbook bundle, you can begin to master debt settlement at the discounted price of $15.99!
Online Course
Take control of your financial future by mastering the art of negotiating debt settlements.
FREE Download
This guide offers an essential
overview to help you understand why
investing in your business credit is a powerful move.
FREE Download
Learn the five essential steps to repairing your credit and securing your financial future.
FREE Download
Learn how to negotiate your own debt settlement and take control of your finances today.