Free Guides to Help You Fix Credit, Reduce Debt, and Make Smarter Financial Decisions

Clear, practical resources created to help everyday people understand credit, debt, and financial strategy without confusion or overwhelm.Ā 

Start With What Matters Most

Each guide below addresses a specific situation: credit cleanup, debt negotiation, preparation before applying for business, or selling your home.

Choose the one that fits where you are right now. There’s no required order.

FiveĀ Steps to Repairing Your Credit

Short guide that answer the questions most people get wrong.

Read the Guide

Negotiate a Debt Settlement Yourself

Reduce your debt without hiring a firm or guessing what to say.

Read the Guide

Five Benefits of Building Strong Business Credit

Why business credit matters long before you apply for funding.

Read the Guide

Myths Home Sellers Believe About As-Is

What most sellers get wrong about as-is sales and repair decisions.

Read the Guide

Created by Clear Financial ConceptsĀ |Ā Education provided through Ask WhitĀ |Ā Based in Charlotte, NC