Learn how to confidently negotiate and settle debt on your own with a clear, step-by-step approach that reduces stress and puts you back in control of your finances.
Fix What’s Holding Your Credit Back
Three step-by-step resources to help remove confusion, avoid costly mistakes, and build a clear plan.
Increase Your Credit Score
Learn how credit scores work and apply proven strategies to improve your score, qualify for better rates, and strengthen your financial future.
Settle Your Own Debt Ebook
Settle Your Own Debt Workbook
A fillable, step-by-step workbook that helps organize debts, plan negotiations, and apply proven settlement strategies to your own situation.
Choose the Support That Fits You
You don’t have to buy everything at once. Each resource stands on its own, and you can choose what makes sense for where you are right now.
Some people start with one eBook.
Others prefer the complete bundle for a clear, step-by-step path.
A Step-by-Step Guide to Increase Your Credit Score
Understand how credit scores are calculated and apply practical strategies to improve your score and strengthen your financial future.
$9.99 USD
How to Settle Your Own Debt Ebook
Learn how to negotiate and settle debt on your own with clear, step-by-step guidance designed to reduce stress and restore financial control.
$9.99 USD
Settle Your Own Debt - Fillable Workbook
A practical, fillable workbook that helps you organize debts, plan negotiations, and apply settlement strategies to your own situation.
$9.99 USD
Who These Resources Are For
This is for you if:
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You want to understand credit before making moves
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Debt has created stress or uncertainty
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You prefer doing things yourself, but not blindly
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You want to avoid costly mistakes
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You value clarity over quick fixes
This is not for you if:
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You want someone else to handle everything for you
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You’re looking for overnight results
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You’re not ready to review your credit honestly
How Most People Use These Resources
Most people start with one resource based on their immediate need.
Some begin with the Personal Credit eBook to understand the full picture.
Others start with the workbook because they’re ready to act.
Many eventually choose the complete bundle once they want everything organized in one place.
There’s no wrong order. Just progress.
Bonus Support Available
When you purchase the complete bundle, you also receive free access to the Credit Collective community.
This is a private space where you can:
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Access additional educational resources and free material
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Ask questions as you work through the content
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Continue learning as new information is added
The community is designed to support you as you apply what you’re learning, so you’re not navigating credit and debt alone.
(Note: This bonus is included with the complete bundle.)
Prefer Everything in One Place?
If you’d rather have everything organized in one place, the complete bundle includes all three resources plus free access to the Credit Collective community.
It’s designed for people who want a clear, step-by-step path without needing to decide what comes next.Â
Frequently Asked Questions
Still have questions? Here are a few common ones.
How do I access my purchase?
Do I need to buy the bundle?
Is this a credit repair service?
How long do I have access?
Direction Comes Before Action
Whether you start with one resource or choose the complete bundle, the goal is the same:
to understand your situation, avoid costly mistakes, and move forward with confidence.
Choose the level of support that fits you best and get started today.
View Resources / Get Started